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Waukegan Illinois Bankruptcy Lawyers & Attorneys

Jesse Barrientes: Basically people should know that bankruptcy is available for them, Chapter 7, and they’re able to go out there and they’re able to discharge their debts if they meet these certain requirements. But they need to talk to somebody who is a competent Waukegan bankruptcy attorney and who knows what those rules are and who – because people have these unique situation and unique kind of scenarios, and I’ve seen a bunch of those, and they need to go to that person who is going to help them, who’s going to answer that question, and who’s going to actually know the answer to that question.

David Siegel: Yes. And most attorneys who practice bankruptcy law in this area will provide a free initial consultation. I would be leery of any Waukegan bankruptcy attorney that charges a fee for the first consultation for bankruptcy because the person doesn’t even know if they qualify yet. They might just be gathering information. And really I believe an attorney should give back to the extent that they can at least provide a half hour or so consultation without a charge. And that’s what we do of course.

Jesse Barrientes: And typically bankruptcy consultations, and I’ve been in all kinds from maybe a few minutes? Because sometimes right away you can’t – for example somebody comes in and they don’t live here, they don’t have residence here. Then you really can’t do it. So maybe 15 minutes or half an hour, an hour? I’ve been through all those scenarios. So it just depends.

David Siegel: Sure. It all depends on the complexity of the case. It depends on whether the person has filled out the questionnaire fully. I’ve had consultations that have been ten minutes. I’ve had some that have exceeded an hour. It really depends on the case, what’s involved, what type of debts, what type of income.

Jesse Barrientes: Right.

David Siegel: There’s real estate transfers that go on that we have to find out if there was equity, so Chapter 7 is just a great way, Jesse, to get a fresh start.

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Chapter 7 in-take form

Chapter 7 home exemption

Non-dischargeable debts

Credit counseling class

Stay on creditors

Role of the trustee

Equity exemption

Chaper 7 income level requirements

Prerequisites

Notice to creditors

Initial consultation

Life after bankruptcy

What Clients Say About Us

“I have referred two acquaintances of mine”

I wanted to take a moment and thank you for the smooth handling of my bankruptcy.

For someone who has never had any legal dealings as such it is a very intimidating process. It is a painful thing to consider bankruptcy and wonder how you will be judged someday down the line. Many people, like myself, went through unexpected hard times over the last few years. Losing your primary source of income after 10, 20, 30 years of service to a company and finding yourself in a market that is not hiring or just selective hiring at best can leave you frantic. As I look back now I see how foolish I was in wasting my savings just to stay afloat with creditors, that in the end were not willing to negotiate a payment plan or understand that the reasons for late or non-payments were out of your control. I'm sure many people made the same mistake as I in trying to satisfy their greed just to avoid the inevitable.

I apologize for the delay in this letter to you, but unfortunately, other matters in my life had to take priority and I wanted to give your letter my full attention. I must first comment that I found my first meeting with you and all other interactions with your office very pleasant. I'm sure you agree that this is the most important factor in getting the ball rolling.

Your book was the icing on the cake, as in reading it, the “average Joe” can understand what the process is and what is expected of them. It also gives a reassurance that you are not alone in this situation along with the other options to explore. I recommend anyone in a financial situation to read your book for a complete understanding. I have shared your book with several contacts of mine and have only received positive feedback.

I have referred two acquaintances of mine, M. Tomaszkiewicz (whom I believe at this time is already in the process with your office) and R. Tuckey, and hope they will receive the same satisfaction I experienced.

Sincerely,

R. Lawrence

Wheeling, Illinois

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Waukegan Illinois Bankruptcy Lawyers & Attorneys

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